Credit cards have become an essential means of payment for stays abroad. Regardless of whether you rent a car, book a hotel or fly, credit cards enjoy the highest level of acceptance in all possible countries.
Credit cards are becoming increasingly important abroad
If you go on holiday outside of Germany or go on a business trip abroad, a credit card offers a lot of advantages. Because although cash is still the preferred method of payment in Germany, a credit card is essential for many payment methods in other countries.
Whether it is a car from a car rental company or a hotel booking – the credit card is a flexible means of payment that has long become the norm in many countries.
Sweden, for example, has already abolished cash, as has India. As the largest democracy in the world, India has become the fastest growing economy in the world after some initial difficulties in converting to cashless payments. And if you are traveling to the USA, for example, you should definitely have a credit card up your sleeve, because in many cases other payment methods are simply not accepted there.
The use of credit cards is generally not associated with any costs in the euro area. And outside of the euro area, it is often the better means of payment. Because if you withdraw cash from your ATM or EC card outside of Europe at the ATM, you will have to expect fees from most banks. When withdrawing cash with a credit card, on the other hand, various banks generally waive fees.
Many hotel bookings in Germany and abroad can only be made with a credit card. It represents a guarantee for the hotel operator in the event that a guest does not arrive or does not cancel the reservation in time.
Some hotels also offer payment in advance, but this is an exception. After booking the hotel room by credit card, it is often possible to pay for the stay with an Cream Bank card or in cash.
In many cases, a credit card is mandatory to book a car through a car rental company. Because the rental car companies use the card as a safe means of payment, which protects them from payment defaults by depositing a deposit. The deposit is blocked on the card until the rented vehicle is returned.
Tip: Therefore, pay attention to the amount of the deposit and make sure that your credit card account is sufficiently covered – because you cannot have the amount of the deposit for the duration of the rental car booking.
Credit cards are also becoming increasingly important as a means of payment for booking Fügen, since most users now order their flight tickets online.
If you do not have a credit card, you can in many cases make an online booking using the card of a friend or family member. In advance, however, you should inform yourself about the conditions of the respective country of departure. For security reasons, the cardholder must also be a fellow traveler in some countries or have the same surname.
Which credit card is best for traveling abroad?
In general, all types of credit cards are suitable for trips abroad. Prepaid credit cards from large providers such as American Express, Visa or Mastercard can also be used in many cases on vacation. The prepaid cards technically present themselves as “real” credit cards, which is why money can also be blocked for booking hotels or rental cars.
Before you start your trip, make sure that you have sufficient card cover for the rental deposit and other expenses.
If you are going on a longer trip abroad, our tip is: It is best to use two valid means of payment in combination with each other, e.g. a credit card and a bank card, both of which are valid in the country of travel – so you are always on the safe side when booking and paying Page.